The Forecasters are changing their predictions every day. What winds are blowing through the economy, and what kind of investment strategies make sense?
Bonds 101
Many personal financial advisers recommend that their investors do their very best to maintain a diversified investment portfolio. Usually this kind of portfolio consists of bonds, stocks and cash in varying percentages. But, of course, proper investing depends upon individual circumstances and objectives.
Because bonds typically have a predictable payoff and repayment of investment, many people invest in them to preserve and increase their money, or to keep for themselves a place of reliable interest income. Whatever the purpose of buying bonds—saving for your children’s college education or a new home, increasing retirement income or any of a number of other financial goals—investing in them can help you achieve your objectives.
That’s especially true for retirement planning. During the past decade, the traditional fixed-benefit retirement plans have increasingly been replaced by defined contribution programs, such as 401(k) plans. Because these plans offer greater individual freedom in selecting from a range of investment options, investors must be increasingly self-reliant in securing their retirement lifestyles.
The diversity of fixed-income securities presents investors with a wide variety of choices to tailor investments to their individual financial objectives. Whatever your goals, your investment adviser can help explain the numerous investment options available to help you reach them, taking into account your income needs and tolerance for risk.
Read, read, read
Above is just a small smattering of ideas related to investing and finance. There exist a plethora of books that can describe the science of finance and investing in even greater detail. Suggestion? Read, read, read.
 | Suze Orman - For the Young, Fabulous & Broke (DVD)
Bestselling author and personal finance expert Suze Orman returns to PBS with a new special, Suze Orman: For the Young, Fabulous & Broke. This program is aimed at young adults a...more
Average Customer Rating: 3.5 out of 5 (See the reviews)
List Price: $19.99
Lowest Used Price: $8.74 (as of 1/5/2009@1:47 PM)
Lowest New Price: $11.22 (as of 1/5/2009@1:47 PM) |
 | Suze Orman - The Road to Wealth (Video)
Suze Orman: The Road to Wealth features a dynamic Q&A session and discusses the critical financial issues facing people today along with evaluating the emotional aspects of money ...more
Average Customer Rating: 3.0 out of 5 (See the reviews)
List Price: $14.98
Lowest Used Price: $0.01 (as of 1/5/2009@1:47 PM)
Lowest New Price: $0.01 (as of 1/5/2009@1:47 PM) |
 | Options, Futures and Other Derivatives (6th Edition) (Book)
Designed to bridge the gap between theory and practice, this successful book is regarded as ''the bible'' in trading rooms throughout the world. The books covers both derivative...more
Average Customer Rating: 4.5 out of 5 (See the reviews)
List Price: $200.00
Lowest Used Price: $23.75 (as of 1/5/2009@1:47 PM)
Lowest New Price: $57.95 (as of 1/5/2009@1:47 PM) |
Find out more Here
There are all kinds of great resources out there for the personal investor, here are some sites that have many.
 | Amazon
Amazon.com -A worldwide, trusted leader in e-commerce offering everything from books to baby gear, games to garden furniture and great electronics such as digital cameras, camcorders, DVD players, MP3 players, desktops, notebooks, VCRs and PDAs.
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 | Barnes & Noble
Barnes & Noble has so many titles it can be mind boggling! But they have a great way for you to find precisely the book you want, thanks to their groundbreaking BookBrowser. They offer descriptions and bestseller lists to help you choose the right reading material. Also, get music, DVDs, textbooks and magazines from the worlds largest online bookstore and more!
Find two great ways to save at Barnes & Noble from ShopAtHome.com. First, Barnes & Noble sends updates on the latest Barnes & No... |
 | CD Universe
CD Universe is a leading internet retailer specializing in the sale of music CDs, movies, and video games to customers all over the world. CD Universe offers a great selection of CDs, DVDs, Blu-Ray, UMDs, Video Games, SACDs, DVD-Audio, Cassettes, and much more. CD Universe provides the greatest selections, unbeatable prices and the highest quality service.
To receive your automatic cash rebate from CD Universe, simply click on our SHOP NOW button shown above. CD Universe will recognize... |
 | Movie Market
MovieMarket.co.uk is the leading source for the finest collection of photographs, posters, memorabilia, and vintage items. Movie Market provides consumers worldwide with a vast selection of past and present movie, television, sport, and celebrity posters, photos and authentic autographs, real photo art prints, framed celebrity collections and more... For an easy, secure, and enjoyable shopping experience, visit MovieMarket.co.uk.
To receive your automatic cash rebate from Movie Market, s... |
 | OzCDshops.com
OzCDshop.com is an online music store that sells quality music CDs at pocket friendly rates. OzCDshop.com is dedicated to bringing you the largest selection of music CDs in the world. At OzCDshop.com you can browse or purchase music CDs online through a variety of categories, from Top 50, pop, rock, easy listening, and country, to dance, jazz, blues, new age, oldies and much more.OzCDshop.com makes shopping for music simple and enjoyable.
To receive your automatic cash rebate from OzCDsh... |
 | Pogo!
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 | TextbookX.com
TextbookX.com is a place to buy and sell new and used discount textbooks, general reading, and reference titles. TextbookX.com has a huge selection of titles in stock and most shipping takes place within 1-2 business days. With average savings of 50% off new book prices, students, educators, and general book buyers can enjoy 10% to 80% savings off retail prices when they purchase through TextbookX.com marketplace. Students can also sell their used textbooks on the marketplace for an average of 2... |
 | The Literary Guild
The Literary Guild features upcoming best sellers. As a member, you'll always save 50% off the publishers' edition prices and be part of a select group of readers who spark the buzz about new books. The Literary Guild offers a wide range of fiction and nonfiction titles including mysteries, thrillers, books on business, career, fitness, finance, gardening, cooking, home decorating, romance, self-help and more. Insightful book reviews to excerpts and quotes by to writers and critics. This is your... |
Help with Finances
There are some excellent resources on the web for help with personal investing -- so here is one!